Insurance Overcharging

Janove PLLC is investigating whether certain universal life insurance policyholders may have been overcharged. Read more detail below, and use the form on this page to submit your information for your investigation.

Class Action Lawsuit FAQs

• What is a class action lawsuit? A class action is when a few individuals sue a company on behalf of many others—sometimes thousands.  
• What can a class action do to help? When companies break laws in ways that hurt consumers, it can feel like there's no way to fight back. But by combining force through a class action, consumers can achieve an economy of scale and prosecute their interests. And they can win, forcing the companies to change their behavior or pay back damages, or both.
• How long does a class action take? It is hard to predict. Sometimes class actions settle and end very quickly, within a few months. The rare class action that goes all the way to a trial can last a few years.
• What is a class representative? Class representatives sue the defendant on behalf of everyone else. They are "named" in the lawsuit and work closely with their attorneys to prosecute the case. If the case requires it, class reps will have to swear to facts, share documents related to their claims, be deposed, or testify at trial, among other things.